The decision to begin the process of fertility treatments is not one that is made lightly. Approximately 1 in 6 couples will experience difficulty in conceiving and will need to seek the services of a fertility specialist to determine the nature of the problem(s) and select the treatment that will offer the best chance of success. This process can become an emotional rollercoaster for a couple involving financial as well as medical issues. The mission of a good fertility clinic is to try and strike a balance between using the simplest and most cost-effective treatment with the one that offers the best chance for success.
Reproductive technology can be quite costly, but the good news is that it’s much more affordable than most people think. Most health insurance plans cover the work-up and diagnosis of fertility problems, but only about 30% cover the actual treatment. Intrauterine Insemination (IUI), considered to be a “low-tech” treatment for fertility problems, is covered more frequently by insurance carriers than In Vitro Fertilization (IVF) which is more of a “high-tech” treatment option.